Should I buy insurance?

The following areas of coverage are important to understand.

• Workers Compensation Coverage: You may need to provide worker's compensation coverage to a

  Health Care Worker for providing ongoing services at the care location.

• Home Insurance: Inquire with a home insurance agent to make sure that adequate coverage is in place to protect from theft, injuries not covered by worker's compensation coverage or damage to the home or contents caused by the caregiver providing care.
• Vehicle and Passenger Insurance: Call your vehicle insurance provider to find out what insurance is required if the

  Health Care Worker is driving or in the Care Recipient's vehicle.